Secret #4: Opt Out of Junk Mail

You’ve switched to online bill pay, you communicate primarily through email, and yet you”re still getting junk mail.  In addition to being a waste of paper, certain types of junk mail, like pre-approved credit offers, also put you at risk for identity theft.

OptOutPrescreen.com, endorsed by the Federal Trade Commission, is a centralized service to accept and process requests from consumers to “Opt-In” or “Opt-Out” of firm offers of credit or insurance.  It’s a joint venture among Equifax Information Services, LLC, Experian Information Solutions, Inc., Innovis Data Solutions, Inc., and TransUnion, LLC that keeps your credit report and social security number as private as possible.